Earning Money Online For Free

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People are always trying to find ways to earn money online fast. Many of us are able to earn money online from home. This is slowly becoming a lucrative and booming industry. More and more people are now getting attracted towards this industry. The reasons of the success of this industry are there for all to see. People are interested in working from home. There is a lot less hassle in working from home. This idea has also flourished as it has provided marketers with one unique opportunity. Internet advertising is comparatively much cheaper than other mediums. So, the sponsors and advertisers are pumping in money. This has played a big role in development of this industry. Cheap advertising is a source of attraction for all marketing people to reach a huge and global audience without paying a heavy amount is a wonderful opportunity for companies and corporations. People work and maintain websites, and marketing people offer advertisements to them. In return the website owners get money. It is a simple yet workable business model. Advertisers can also give text link advertising.There are many ways to make a quick buck online. People have found numerous ways to earn extra money online. It shows the capability of a human mind. Thousands of new methods are found to earn money these days. One way to earn money online is by filling surveys. Earn money online surveys are another option that has attract millions of people across the globe. It is a simple yet paying job. You don’t need any great talents or expertise to finish these surveys. Basic understanding to the questionnaire is required. If you are able to do the basics right, then you could go a long way. This is reason people try to do these simple jobs. They pay well and you don’t have to spend a lot of time trying to finish it. This is one of the quickest ways to make money online.Another method of earning as mentioned earlier is web advertising sites. These sites try to increase the traffic on their page. A lot of people are running such projects. They have hired people who work for them. The primary task is to have, large number of viewers on their webpage. The marketing people are interested in having a large target audience. Once a website is able to attract viewers; the advertisements will start to flow. This is one great and simple method to earn easy money online and is one of the best ways to earn money online. There is a specific science for attracting people to your site. You can hire people to try to increase the traffic on your page. Writing is the easiest way to earn money online. You can earn of lot of money by writing. If you have the basic sense of writing you can earn money writing online. So, in a nutshell we can say that people have accepted this as a big industry and now they are focusing on development and sustainability of this industry.

Using the Law of Attraction to Create a Million-Dollar Business

Are you a budding entrepreneur or serial small business owner who badly wants to turn your small business into a million-dollar business? If so, one of the things that can drive you absolutely nuts is trying to figure out how to achieve that goal while you’re already putting all your time and energy into keeping your current business running!

Well, get ready to celebrate! I’m about to show you how to use the powerful Law of Attraction to transform your current business from a “small business endeavor” to “a million-dollar enterprise.”

Relax. Believe it or not, it doesn’t require working any harder than you already are. Instead, I’m going to show you how to work smarter by focusing on what you need to do energetically and practically to create a million-dollar business.

Begin by living a millionaire lifestyle.

Living the Millionaire Lifestyle

One of the best books I’ve read on the millionaire lifestyle is, “The Millionaire Next Door,” by Drs. Thomas Stanley and William Danko. In 1998, when this book first came out, the world was shocked to read that, contrary to popular belief, many millionaires do not live in mansions, drive fancy cars, or vacation in exotic places. That book revealed that, if you want to create a million-dollar business, the first step is to start living the millionaire lifestyle by:

· Living below your means. Half of the millionaires interviewed did not live in high-status neighborhoods. Instead, they lived in average neighborhoods in average-sized houses. The other half only moved to more affluent areas after they had become wealthy.

· Being frugal. Most millionaires do not buy expensive suits, pricey boats or brand new cars. Instead, they like to shop around for a good bargain and always haggle for a better deal.

· Loving your work. Millionaires are either self-employed or own their own businesses, and they feel very passionate about what they do. They are self-made and like to succeed by their own ways and means.

The Millionaire Mindset

Already living the millionaire lifestyle? Then use the Law of Attraction to create a millionaire mindset. Here’s how:

1. Cultivate an extraordinary mindset.

If you want to create a million-dollar business, you must first cultivate a millionaire mindset. What that means is that you must already be, in your thinking, a million-dollar business owner where a million-dollar cash flow is normal for you.

2. Create causes, not businesses.

Millionaire business owners focus on doing great things, not creating great businesses. They pour their heart and soul into leaving a legacy of great causes they are passionate about.

To do that, you must have firmly fixed in your mind the core purpose for your business. Make sure it is bigger than your own self. Remember: It’s not about making money; it’s about making our world a better place for you and others to live in.

3. Look for inspiration, not products.

What inspires you?

Once you know that, the next two steps are simple: Look for the opportunities arising from that inspiration and take action on them. By first turning inward to tap into your inspiration-rather than looking outward for products or services you think will line your pockets-million-dollar returns will flow to you.

4. Know that thoughts become things.

The Law of Attraction states that what you think about comes about. That’s because your thoughts attract and magnetize other thoughts like them. Therefore, whatever you think about, that is what you will multiply in your business.

Your business is a mirror of your own inner thinking. Where is your attention right now in your business?

5. Be 100% committed.

Are you willing to do whatever it takes to have a million-dollar business?

Some people aren’t, you know. You can easily recognize them by how they allow setbacks to get them down and by how quickly they give up whenever the going gets tough.

Having hopes, dreams, and aspirations of becoming a million-dollar enterprise is not enough to create it. Instead, you must be 100% committed that, no matter what, you will do what it takes to have a million-dollar business. Only then will all the synchronicity and magic of the Universe align to make that happen.

6. Think two million.

If you want a one-million-dollar business, begin with a two-million-dollar business mindset. Since all riches begin in the mind first, there’s no better way to build a million-dollar business than by starting off with an idea that has twice that amount of energetic backing.

7. Have a plan, and then work the plan.

I cannot stress enough the importance of having a business plan in place for your two-million-dollar business. Just the process of putting together a two-million-dollar business plan will energetically stretch you in ways that will open you to becoming more of a match for the one-million-dollar business you want.

Once you have that two-million-dollar business plan in place, then work it!

If you are a budding entrepreneur or serial small business owner, I really want you to understand one thing: Working harder is not the solution to creating a million-dollar business. Instead, adopt the millionaire lifestyle above while using the Law of Attraction to create a millionaire mindset. If you do, you’ll be well on your way to creating that million-dollar business you’ve long been dreaming of. Remember, the creation of a two-million-dollar small business enterprise is only a mindset away.

6 Tips For Success As A Trader

If you are new to options trading, you are on the right page. In this article, we are going to share with you 6 tips that will help you be successful as a trader. With these tips on your mind, you can avoid common mistakes and follow the right strategies in order to get closer to your success. Without further ado, let’s check out those simple tips.

1. Don’t invest too much

If you want to be successful as a trader, you don’t want to put all your money at risk. One day you will retire and you will need plenty of money to lead a good life. Therefore, you may want to invest your money conservatively.

Although you can use the money you have saved for a day trade from time to time, always try to be on the safe side. In other words, you should not spend the money that you cannot afford to lose.

2. Be patient

Another sign of a successful trader is that they don’t trade on a daily basis. So, what you need to do is grab the opportunities that can meet your criteria. it is not a good idea to grab every opportunity that you can find. You don’t want to go against your own judgment just because there is an opportunity available. You must have a solid plan in place and always be patient.

3. Be disciplined

You must have a solid trading plan in place, and you should do nothing against it. If you are trading yourself, you don’t want to adopt impulsive behavior. You don’t want to be greedy as it can cost you a lot of money. If you think you can get rich in a single day, you are making a grave mistake. You must always be disciplined.

4. Don’t be afraid to grab an opportunity

Often, new traders tend to be overwhelmed in the beginning. They are too afraid to grab the opportunities that show up in their way. But you don’t need to worry as long as you are disciplined and have a solid plan to follow. So, you don’t need to be afraid of pushing the button. If you are patient and disciplined, you will surely achieve the success you desire.

5. Don’t take a lot of risk

As I said earlier, it’s not a good idea to invest too much capital in a single trade. This will not only put you at greater risk, but it will also cause you to miss out on a lot of opportunities down the road. Therefore, you should only spend 10% of the amount of money you have set aside for trading. This will help you be on the safe side.

6. Learn from Experience

Traders suffer from losses on a daily basis due to their grave mistakes. So, what you need to do is learn from others, and follow a rule-based strategy. Apart from this, you should always try to be yourself and never try to cross the line.

Long story short, if you want to be successful as an options trader, we suggest that you follow these steps. This will help you be on the safe side and avoid the common mistakes that can make you suffer a loss during this journey.

Recession, Depression, Inflation, Stagnation?: Economics Concepts Which Matter

The public is, often, bombarded with, a variety of economic terms, which, often, instead of helping the untrained, better understand, merely confuses them. How often have we heard, terms, such as, recession, depression, inflation, stagnation, etc, but, many, have only a limited understanding, of what that means? As, a former, licensed, representative, and principal, for a financial services company, I have learned, and developed, an understanding, and appreciation, for what these mean, and their potential impacts. Often, I try to make others, feel more comfortable, by joking, that the difference, between, a recession and a depression, is, it’s the former, when it happens, to you, but, the latter, when I am affected! With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, these four concepts/ principles, and what they mean, and represent.

1. Recession: A recession is, generally, defined, as a period, of temporary economic/ financial decline, when, trade, industrial activities, and other economic indicators, are identified, in, at least, two consecutive quarters. It is usually reviewed, in terms of, the Gross Domestic Product, or, GDP, which measures, overall economic performance, in a specific nation. Often, the Federal Reserve Bank, uses several tools/ methods, to attempt to enhance activity, including reducing interest rates, etc.

2. Depression: When, the recession, becomes, even more severe, and endures, for a significantly, extended period of time, it is often, considered, a depression. We might witness, either, a specific component of the economy, which is depressed, such as housing, or industry – specific, or, an overall one. Nearly, everyone, is familiar, with the period, which began in 1929, and extended, for several years, which is referred to, as, the Great Depression.

3. Inflation: Inflation is the rate at which, a specific (or several) currency, falls, and, results, in an overall, rise in most prices of products, and services. The usual pattern, of the Federal Reserve Bank, is, to increase the costs, of borrowing money, also referred to, as interest rates. In most cases, when these increase, significantly, many individuals discover, their wages, do not keep up, with the inflation rate!

4. Stagnation: When we refer to, stagnation, in economic/ financial terms, it refers to a significant period of little, or lack of activity, growth, and/ or, meaningful development! When, this occurs, for a prolonged period of time, it generally, creates a loss of employment possibilities, and, often, more unemployment. Historically, governments use a variety of economic stimuli, to strengthen, overall economic activity, and hopefully, restore us, to a stronger, better, financial condition.

When it comes to money – matters, the more, one knows, the better – off, we might be, in being prepared, for eventualities. Learn as much as you can, for you own best interests.

Top Banks United States

There are thousands of banks in US. It is very hard to decide which is the best bank. Here is the list of top

1. JP Morgan Chase $2,533bn

2. Bank of America $2,281bn

3. Wells Fargo $1,951bn

4. Citi Bank $1,843bn

5. Goldman Sachs $916bn

6. Morgan Stanley $851bn

7. U.S Bankcorp $461bn

8. TD Bank $380bn

9. HSBC $273bn

10. American Express $181bn

When considering where to put one’s money for safekeeping, the list of bank and credit union options seems endless. There are small local and regional financial institutions that can be entrusted with your hard-earned cash, of course, but for full service and far-reaching banking, the biggest national banks reign supreme. According to the Federal Reserve, these 10 financial institutions are the biggest banks in the United States by assets held. Below is our top 10 banks in America.

JPMorgan-Chase

The largest bank in the country and the sixth-largest in the world, the Federal Reserve reports JPMorgan-Chase as holding close to $2 trillion in worldwide assets as of the end of last year. This makes it number one on our list of top 10 banks. The company is the result of the 2000 merger of two much-older banks, J.P. Morgan and Company and Chase Manhattan Corporation. While the J.P. Morgan name is used for investment banking and private wealth management, the bank provides retail and commercial bank services as Chase.

The financial titan of the 19th century, John Pierpont Morgan, is the namesake of the company and was the founder of the original J.P. Morgan Bank, but early American politician and notorious duelist Aaron Burr was one of the creators of Chase Manhattan. The House of Morgan brought in $96.6 billion in revenue last year despite controversies and legal woes over alleged energy price fixing and negligence during the Bernard Madoff scandal, that resulted in billions in fines paid.

Bank of America

The presence of Bank of America’s headquarters in Charlotte, North Carolina singlehandedly makes that city one of the biggest financial centers in the country. Though it is not the largest bank, this company is in fact the world’s largest wealth management firm, because it owns Merrill Lynch, a giant in that field.

Bank of America has about 50 million retail banking customers, but it had quite humble beginnings. It started with a small institution serving immigrants in San Francisco at the beginning of the 1900s, that was, oddly enough, called the Bank of Italy. Bank of America briefly ventured into finance in China with acquisition of a stake in Chinese Construction Bank, that it later sold off.

The company has made efforts to keep its headquarters in Charlotte and New York eco-friendly and LEED certified, but also has been accused of mortgage fraud in a number of lawsuits since 2010.

Wells Fargo

Wells Fargo has long been associated with San Francisco, where it’s still headquartered, as it was formed to capitalize on the Gold Rush by two Northeasterners. In terms of one measure – market capitalization – Wells Fargo is the biggest bank in the world, though it has fought China’s Industrial and Commercial Bank for that title back and forth over the past few years.

Wells Fargo holds the oldest continuously operating bank charter in the United States, which was originally granted to the First National Bank of Philadelphia. Wells Fargo pays the largest sum of corporate taxes of any US company each year, but has been accused of tax avoidance practices.

Citi

A pioneer of both the credit card industry and automated teller machines, Citi Bank – formerly the City Bank of New York – was regarded as an East Coast equivalent to Wells Fargo during the 19th century when both banks were purely regional. Citi was also the first United States bank to open a banking office in a foreign country, having expanded to Argentina in 1914. Nowadays only 26 percent of Citi’s branch offices are in the United States, though they generate 51 percent of the bank’s revenue.

Reference

Top 10 Banks in US

US Bancorp/U.S. Bank

The current US Bancorp (which includes U.S. Bank) is the result of the combination of major regional banks from the West and Midwest. The company holds $389 billion in assets, as well as $250 billion in deposits, from 16 million customers. Banks were prohibited by law from using “United States” in their names in 1913, and US Bancorp was among the last firms to be allowed to do so, having appended the phrase to its name the previous year.

PNC

Pittsburgh-based PNC is primarily a regional financial institution, operating mostly on the East Coast, but with offices in nineteen states as well as Washington, DC. PNC actually has two historical meanings – Pittsburgh National Corporation and Providence National Corporation, both Pennsylvania banks that merged to form the beginnings of the current company. They decided to use just the acronym thereafter because of the coincidence of their names. PNC was an early adopter of “virtual wallet” services among traditional banks, and is known for its yearly index of the prices of items from the Christmas carol, “The Twelve Days of Christmas.”

Bank of New York Mellon

The Bank of New York was founded in 1784 by none other than the very first Secretary of the Treasury, Alexander Hamilton. Bank of New York Mellon is the direct successor organization of that firm, after having merged with T. Mellon and Sons, a Pittsburgh institution that financed the steel and fuel industries. This long history makes it the oldest banking corporation in the country. It holds $27.9 trillion in assets under custody, so it is the world’s largest custodian bank catering to other financial institutions.

State Street

Boston’s State Street Corporation originated as a shipping financing firm. It still does business that is similar in spirit, focusing on global banking services and investment management to overseas institutional investors. State Street was involved in a landmark court case in 1998 that found a computer algorithm can be patented in the US.

Capital One

Capital One is primarily a retail banking operation, providing largely credit cards, auto loans and home loans in addition to checking and savings services. Originally a pure credit card company, Capital One expanded into banking in earnest in 2005. Early in 2014 Capital One was criticized for changing its customer terms of service to allow the bank to contact customers in any manner it chose, including deliberately deceiving them with fake phone caller IDs.

TD Bank

The final institution in our top 10 bank list isn’t actually headquartered in the United States; the Toronto-Dominion Bank is quite naturally based in Toronto, Ontario, Canada. Over 22 million people worldwide are TD Bank clients, mostly in the US and Canada. TD has branches in quite remote locations, including Canada’s Northwest Territories and the Yukon.

Update: If you have financial questions besides the top banks, SmartAsset can help. So many people reached out to us saying they wanted help with financial planning, that we built a tool to match you with a financial advisor who can meet your needs. First you answer a series of questions about your situation and your goals. Then the program narrows down thousands of advisors to three fiduciaries who meet your needs. You can read their profiles to learn more about them, interview them on the phone or in person and choose who to work with in the future. This allows you to find a good fit while doing much of the hard work for you.

South Korea Makes a Move to Legitimizing Blockchain Further to Unify Policy

South Korea is one step closer into legitimizing blockchain in the country. According to reports, the South Korean government has started drafting a number of new industry classification standards to govern the country’s blockchain sector.

On the road for unifying blockchain

Specifically, three Korean government ministries are working together to finalize the new blockchain industry’s classificatory scheme. The Ministry of Information and Communication, the Ministry of Science and Technology, and the National Statistical Office are expected to produce the final draft by the end of July 2018.

The scheme will help provide the basis for making policies concerning “blockchain promotion and regulatory frameworks.” It will also cover areas such as cryptocurrency exchanges, transactions, decentralized applications (DApps) development, and blockchain systems construction. The draft will also classify cryptocurrency exchanges as crypto asset exchange and brokerage. This is very important as previously crypto exchanges were considered as “communication vendors.” Now, they can be considered as regulated financial institutions.

Easing blockchain regulations

Things are looking up for blockchain further as the South Korean government targets a more relaxed approach. Previously, the Financial Services Commission (FSC) imposed a ban on ICOs, as officials were worried about the adverse effects of cryptocurrencies, going as far as to say that cryptocurrencies might corrupt the nation’s youth.

The FSC is considered the Korean regulatory authority overseeing blockchain policy. It is also the governing body of the Financial Supervisory Service (FSS), which has since reconsidered its cryptocurrency regulatory policy.

“The FSC made revisions to its rules to apply strengthened policies in order to prevent or detect money laundering and illegal activities because the regulator isn’t opposed to cryptocurrencies,” The Korea Times quoted an official.

“Establishing unified rules is a complicated issue given the broader range of assessments between government agencies. This is why the country needs close international cooperation as it is still in the early stages of fine tuning guidelines,” claimed another official.

That being said, South Korea is reportedly following the policies set by the G-20 nations, an international forum for governments and central bank governors. Top financial policymakers of G-20 member countries have agreed to recognize and regulate cryptocurrencies as financial assets. While South Korea has yet to do the same, its move to ease cryptocurrency regulations will likely become beneficial to other nations that are warming up to the blockchain industry, as major exchanges are now looking to expand further into international markets in plans to offer blockchain-based services in the Asian region.