The Corruption Of Our Major Political Parties In The US

Why is it that every time we look at Washington DC we see questionable activities borderlining on corruption or outright illegality? Perhaps this is one thing that both sides of the aisle agree on – they seem to agree this is acceptable, it’s not. Let’s take these recent issues with email scandals. We have the DNC being hacked by a Romanian Hacker and Hillary Clinton’s illegal private email server with official State Department correspondence on it, some of it Top Secret but all of it, none of anyone else’s business especially foreign entities and spies.

There was an interesting article in Homeland Security News; “Democrats brace for more e-mail leaks,” posted on July 26, 2016. The article stated:

“The FBI on Monday said the agency is investigating the hacks of the DNC computer networks. Democrats are worried that the Russian government hackers behind the DNC hacks may have gotten their hands on other politically embarrassing e-mails and documents, and the hackers would release these e-mails and documents between now and November in an effort to increase Trump’s chances of winning in November. Julian Assange, the founder of WikiLeaks and its current top editor, who said that the release [of the DNC e-mails] on Friday was the first in a series.”

Basically, the emails that caused the DNC Chairwoman to resign are the tip-of-the-iceberg. Just as what was revealed from Hillary Clinton’s private email server turned out to be much more than she admitted when interviewed hundreds of times on the subject. If the DNC is corrupt and worked to undermine one of its own candidates in the primary process for another one, they’ve dishonored every democrat voter in America, and therefore they need to get their house in order and should probably sit out the rest of this election until they de-corrupt their activities and change-out their leadership. Free and Fair elections are crucial for a free society, but half of our electorate has been snookered and lied to.

If more emails do come out which show collusion which WikiLeaks notes is the case, then there could be another reason for a potential indictment of Hillary Clinton, even if she has temporarily dodged the first one with her misuse of classified material on her illegal server circumventing the State Department’s protocol. It hardly matters who hacked the emails in either case at the time, the question now is what information were in those emails, and what will they reveal about just how bad our political process has gotten and just how corrupt our leadership at the highest levels really is. Think on that.

Know the Several Types of Insurance

All of us are well accustomed to the term “insurance”. The term stands for insuring or giving cover to an individual or a group for a specific purpose. On the basis of the function, an insurance policy can be classified into several types. Let us study the types to get a detailed knowledge of the policies.

Home Insurance- our home protects us round the year, but it also needs protection against the rude side of nature. Home insurance can protect your residence from both natural disasters and man-made accidents. They offer a compensatory price for damage to property and life in the home.

Health Insurance- If you are taking a health insurance then that is going to give cover to you and your family. This can be on the basis of the type the health insurance is. This gives one the ability to fight sudden medical emergencies owing to hospital bills, medical expenses, specialist charges, etc.

Personal Accident Insurance- This kind of cover is recommended to one to cope with accidental deaths. Life insurance already covers this part. But when a person gets disabled and losses his or her earning capacity either partially or totally, then the personal accident insurance can be helpful.

Motor Insurance- This protects one against vehicle damage and third party cases of accidents. You would have a mutual contract with the insuring company that on payment of a certain amount as premium, the company will pay you a certain amount if any accidents occur. This type of insurance offers medical coverage, liability and property damages. The property damage covers the theft or damage of the car and the liability coverage maintains the legal aspects in terms of property damage and bodily injuries.

Travel Insurance- As the name suggests the policies gives cover while one is on a trip. So, when you are on the trip all your worries will be taken care of by the insurance from sudden medical expenses to loss of passport, baggage, delay of flight, etc. You can have a safe and trouble-free journey with them.

Commercial Insurance- In a company there are several needs of insurance policies. Most companies have several policies that are specifically designed to protect the assets, vehicles, machines, business, employees and other unseen losses. These policies help them to fulfill the immediate requirements.

The Basics of Tradesman Insurance

You may have hired the services of many workers, but you have to believe that gardeners, carpenters and builders are on the list of the most diligent workers. However, the problem for these workers is that they are prone to several risks. For instance, they may lose their tools or they may get involved in an accident while working at a site. Let’s know more about the tradesman insurance.

Tradesman Insurance

As said earlier, tradesmen’s job involves the risk of accidents. An average office worker may not be prone to as many risks as a tradesman. Actually, tradesmen make use of dangerous tools. That is the reason they are more likely to get injured than other people. The majority of tradesmen is usually self-employed. So, replacing a damaged or lost equipment is very hard for them. They may lose a lot of potential income if they don’t get a replacement for their lost or damaged tool. Fortunately, they have a ray of hope in the form of the tradesman insurance. This type of insurance is provided especially for these people.

If you have no idea what this insurance is, you can go ahead and read through this article. Tradesman insurance offers the following coverage:

Public liability coverage

This type of coverage offers coverage against legal expenses that may incur because of the claims of a property damage or injury to a worker.

Personal accident coverage

Personal accident coverage will provide coverage in case of an injured staff member at the workplace.

Damage to someone else’s property

This type of coverage helps you to pay for the expenses that occur when the workers cause damage to the property of a client.

Contractual works

This type of cover insures the construction works of the tradesman, including materials, especially if they get damaged or stolen. Aside from this, it can reimburse the heavy expenses related to extra costs of labor needed in order to rebuild the things that were completed earlier. For instance, this can offer coverage if a storm causes a damage to a building that is being built by a contractor.

Tools and equipment

The tools and equipment insurance offers coverage to the policyholder in case of the costs that occur in case of a repair or theft of a tool or piece of equipment.

Commercial Vehicle Coverage

This type of coverage protects you against the cost of upkeep of a vehicle of van that you use for business. Aside from this, it can cover for the rental cost of a vehicle. You can also buy other optional features or covers. For instance, with efficacy coverage, you can reimburse the litigation expenses if you are held liable for the installation of a faulty security alarm.

You can also buy tax investigation coverage if your business is being investigated for reasons related to tax. It will provide coverage against the loss of income during the investigation.

The Takeaway

So, if you are a tradesman, we suggest that you give a go to the tradesman coverage. Hope this helps.

Have you been looking for the tradesman insurance? If so, we suggest that you check out Compare Tradesman Insurance for quotes.

Choosing Professional Event Photographers

There are different events that we hold from time to time and as such, it is important to capture those moments for the sake of memory. There are professional photographers for the various events that you may have including concerts, street photography, sports, fashion events, birthdays, weddings and so on. When you deal with a professional photographer, then you will be able to remember most of the events that you may have been to in a much easier and responsible manner. Even for people aspiring to set up an online business, there is still the need to have a professional photographer who will showcase all the items that are on sale.

When your photos are of a great quality, then you can easily impress your audience. Hiring the best photographer is, therefore, an essential thing to do. There are various ways that you can use so as to get the correct photographer for any event that you may have and they include:

1. Interviews: you need to carry out the initial interviews if you are really determined to find the best photographer. You need to ask the professional some questions so as to be able to know the abilities that they possess and then determine the best ways in which you can use their abilities to your advantage. Get to know the experience they have so as to know if they can handle the task that you may have for them. Ask about insurance, contracts and the experience level. You also need to know the equipment and the photographic style that they usually use.

2. Portfolios: a great photographer will have a portfolio and it should be used as a guide. The quality of the work they have already done should be scrutinized and if it is found to be satisfactory then you should move to other options. A serious photographer will have a portfolio and this will really help in the decision-making process.

3. The specifics: there are all sorts of professional photographers. Some will take photos of people while others love nature and so on. If you want to promote products, then choose a photographer in product photography and if you have an event, select an event photographer. Ask the photographer if they can handle your specific event before you hire. Get to know how they will be able to execute the tasks ahead and if they will be working alone or with a team, depending on the size of the project.

4. Your budget: you need to be open about this. There are different budgets for different events. Get to know the budget of the photographer and compare it with your own. It is always important to have a photographer within your budget. There are different factors that can affect the budget of a photographer and this includes the day-rate, retouching, equipment and travel among others. Your location also matters.

Get to know the photographer and check out his background, especially in photography. You can invite them somewhere and have a one on one with them.